Maurice Hawkins Files Chapter 7 Days After Tunica Garnishment Hits His Cashout
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Maurice Hawkins Files Chapter 7 Days After Tunica Garnishment Hits His Cashout

Maurice Hawkins filed for Chapter 7 bankruptcy in the Southern District of Florida on April 23, less than three weeks after winning his record 24th WSOP Circuit gold ring and one d...

Maurice Hawkins filed for Chapter 7 bankruptcy in the Southern District of Florida on April 23, less than three weeks after winning his record 24th WSOP Circuit gold ring and one day after a tournament cashout in Tunica reportedly got intercepted at the cage by a garnishment order.

The petition, filed through attorney Michael A. Kaufman, lists Randy Garcia among the creditors. Garcia is the former backer who in 2019 won a $115,828 final judgment against Hawkins out of Palm Beach County. Garcia later agreed to settle for $30,000 in $2,500 monthly installments. Hawkins reportedly stopped paying after a few months.

Now everything goes back on the table. And by "the table" I mean a federal courtroom.

The filing comes in the middle of what should be the best stretch of Hawkins's career. He has $217,254 in tournament earnings already in 2026. He had $741,937 in 2025 and $853,068 in 2024. He chopped the Beau Rivage Heater $500 Triple Stack for $80,944 in January, then took down WSOPC Tunica Event #2 a week later for another $35,146. The Elgin ring win for $17,419 happened on April 6.

Hawkins ticked the box on the petition indicating his assets are worth between $500,001 and $1,000,000. He listed his liabilities as between $100,001 and $500,000. Read that twice. He is telling the court his assets exceed his debts.

That is not what bankruptcy normally looks like.

The cage is where this story actually starts

PokerNews reported that a source on-site in Tunica saw Hawkins try to collect a tournament cash and learn the money had already been frozen by a garnishment. The bankruptcy petition was filed the next day.

That sequence is the entire story. A garnishment is a court-ordered intercept that hits cashable assets — wages, bank accounts, and yes, tournament payouts in jurisdictions where card rooms comply. Once one garnishment lands successfully, more follow. Every cage Hawkins walks up to from now until the judgment clears becomes a potential repeat of the Tunica moment. Filing Chapter 7 freezes that. The automatic stay halts collection activity the moment the petition hits the docket.

A bankruptcy attorney I spoke with who works consumer Chapter 7 cases in Florida and asked not to be named put it bluntly. "When somebody with that kind of income files a 7 the day after a garnishment lands, the trustee is going to look at it. Whether the U.S. Trustee actually pursues a 707(b) dismissal or a creditor objects to discharge under 727 is another question, but the optics are not great. The fact pattern they're going to argue against him is that the petition is not about insolvency. It's about stopping the garnishment."

That's the legal version. The poker version is shorter. He didn't want the cashout taken twice.

Rogen Chhabra, the attorney who filed the garnishment with Garcia, was a guest on the PokerNews Podcast and laid out the same case in plainer terms. As Chhabra explained, the bankruptcy is a speedbump that could lead to discharge, but they have a path to fight it by showing Hawkins isn't actually bankrupt and is instead using the system to dodge accountability.

My read on what's actually going on

I'll say what most outlets won't.

I don't think Hawkins is the one who decided to file Chapter 7 last week. I think a current backer did.

Hear me out. If you're putting up money for a player who's been running this hot in 2026, you expect a return on that action. What you don't expect is to watch the cage hand the cash to a creditor from seven years ago because of a judgment that has nothing to do with you. The Tunica garnishment didn't just take Hawkins's money. It took the backer's money too. That's the kind of moment that ends staking deals very fast and forces hard conversations about how to make the legal exposure go away.

Chapter 7 makes the Garcia judgment go away if it's discharged. From a backer's standpoint, that's the only way Hawkins becomes a clean asset to invest in again.

I have no proof of who funded these recent buy-ins. Nobody will say on the record. But the timing fits a story where a new piece of money got burned at the cashier window, and the response was to clean house at the federal level. Hawkins on his own has been tolerating this judgment for years. Something changed in April.

The David Peters sidebar, because the timing is unbelievable

The Top of Poker Has a Settlement Problem

A week before the Hawkins petition hit, David Peters — almost $50 million in Hendon Mob cashes, top-tier high roller — got publicly accused by Dylan Linde of refusing to pay back nearly half of a $50,000 piece of action from a Triton event last year. Linde said Peters agreed to take a chunk of his action and then went silent on the back end.

Peters responded in a long tweet. Linde pushed back. Mike Matusow weighed in, because he always does.

Two stories in two weeks involving multi-million-dollar earners and unpaid action obligations. If guys at the very top of the game can't settle a five-figure deal without it spilling onto Twitter, the action market beneath them is in worse shape than people think. Trust is the only thing holding most staking arrangements together. It is leaking.

What this means for everybody who isn't Maurice Hawkins

If you stake other players, get the agreement in writing. Define makeup, settlement, jurisdiction, and what happens when a player won't pay. Verbal deals between friends end up in screenshots posted by attorneys.

If you get staked, treat that obligation as senior debt. Backing money is not income. It pays out only when the player wins, and the player loses more than they win.

Tournament cashes are attachable. The cashier is not your friend. The cashier is a regulated business that responds to court orders. If you have a judgment hanging over you, every cage in the country is a potential collection point.

And the most important one. Watch how players handle losses before you trust them with money. The best read on long-term reliability isn't how somebody plays a flopped set. It's how they pay back $200 they owe you when nobody's watching.

One last thing

Hawkins's petition will play out in front of a federal judge over the next several months. Garcia and Chhabra have filed an opposition track. The trustee will look at the asset disclosures. If the discharge goes through, the judgment is gone. If it doesn't, Hawkins is back at the cage trying to outrun a garnishment with a 50% holdup at every payout window.

Either way, the lesson for the rest of us is already written.

The cage remembers. The judgment remembers. The backer remembers.

 

Frequently Asked Questions

Mostly yes, with one big asterisk. Standard unsecured debts owed to backers are generally dischargeable under Chapter 7, which is exactly why the Hawkins petition has the poker world watching. The asterisk is 11 U.S.C. § 523(a)(2). If a creditor like Randy Garcia can prove the debt was incurred through fraud, false pretenses, or willful misrepresentation, the bankruptcy court can carve that specific debt out of the discharge and leave it intact. That's the lane Garcia's legal team is reportedly going to push, and it's the same statute creditors lean on when they smell tactical filings rather than genuine insolvency.
Yes, and it happens more than people think. A garnishment is a court order that lets a judgment creditor seize cashable assets at the source. When the order names a casino or card room, the cage is legally obligated to redirect a chunk (or all) of a player's payout to the creditor instead of handing it to the player. Tournament cashes count. So do poker room balances and slot ticket redemptions. Card rooms in jurisdictions like Mississippi, Florida, and Nevada have all complied with these orders, and once the first one lands successfully, the player is essentially marked across the regional circuit grid.
A backing agreement is a contract where one party (the backer) puts up tournament buy-in money in exchange for an agreed percentage of the player's winnings, often with a markup. Most deals also include "makeup," which is a running tab of losses the player has to clear before profits start splitting. When the player refuses to pay, the backer's options run from public callouts on social media to small claims court to a full civil suit. Garcia took the suit route in 2019 and won a $115,828 judgment, which is the document doing all the heavy lifting in this current bankruptcy story. The lesson is brutal but simple: a verbal handshake at the rail is worth exactly as much as the player's word.
That's the part of the petition raising eyebrows in legal circles. Hawkins ticked the box estimating his assets between $500,001 and $1,000,000 while estimating his liabilities between $100,001 and $500,000. Bankruptcy isn't supposed to be the move when your assets exceed your debts. The Chapter 7 means test exists to filter out high-income filers, and a U.S. Trustee can move to dismiss a case under 11 U.S.C. § 707(b) if it looks like an abuse of the system. Whether the trustee acts depends on what the actual schedules show once they're filed (the petition itself only requires range estimates), but the disclosed numbers are why attorneys are flagging the filing as worth scrutiny.
Chapter 7 is liquidation. A trustee can sell non-exempt assets to pay creditors, and most remaining unsecured debts get wiped within a few months. Chapter 13 is a court-supervised payment plan that runs three to five years where the filer keeps their assets but commits future income to creditors on a structured schedule. For a player still pulling six-figure tournament scores, Chapter 13 would force a chunk of those winnings into a repayment plan that almost certainly reaches Garcia. Chapter 7 attempts to wipe the slate clean instead. Which is exactly why the choice of chapter is itself part of the story.
GlobalPokerSites Jay
Jay has been grinding online and live poker for over a decade and covers strategy, industry news, and the wilder corners of poker history for GlobalPokerSites.
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